44 North
44 North is a credit union based in Lebanon, Oregon, established in 1956, with $157 million in total assets serving 9,761 members. By Trust Grade it ranks 27th of 47 credit unions we track in Oregon. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against 44 North appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 44 North compares to Oregon peers
How we graded 44 North
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 44 North over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 44 North insured?
Yes. 44 North is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
44 North: frequently asked questions
Is 44 North a good credit union?
44 North earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.43%).
Is 44 North NCUA-insured?
Yes. 44 North is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 44 North?
44 North holds $157 million in total assets, ranking 27th of 47 credit unions we track in Oregon. It serves 9,761 members.
Does 44 North have CFPB complaints?
No CFPB complaints against 44 North appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
