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credit union

Sage

Klamath Falls, OR · Est. 1936
B
Trust Grade
Strong
Score: 87/100

Sage is a credit union based in Klamath Falls, Oregon, established in 1936, with $388 million in total assets serving 25,905 members. By Trust Grade it ranks 37th of 47 credit unions we track in Oregon. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Sage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$387.8M
$100M–1B institution
Members
25,905
Shares & deposits
Net worth ratio
10.0%
Bottom 30% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.6%
Bottom 43% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#37
of 47 credit unions

How Sage compares to Oregon peers

Net worth ratio
Bottom 30% of $100M–1B peers
Sage
10.0%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Sage
0.6%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Sage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sage insured?

Yes. Sage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sage: frequently asked questions

Is Sage a good credit union?

Sage earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.59%).

Is Sage NCUA-insured?

Yes. Sage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sage?

Sage holds $388 million in total assets, ranking 37th of 47 credit unions we track in Oregon. It serves 25,905 members.

Does Sage have CFPB complaints?

No CFPB complaints against Sage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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