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credit union

Old West

John Day, OR · Est. 1957
A
Trust Grade
Excellent
Score: 91/100

Old West is a credit union based in John Day, Oregon, established in 1957, with $320 million in total assets serving 15,720 members. By Trust Grade it ranks 32nd of 47 credit unions we track in Oregon. Its net worth ratio of 11.8% is stronger than 57% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Old West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$320.5M
$100M–1B institution
Members
15,720
Shares & deposits
Net worth ratio
11.8%
Top 43% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.2%
Bottom 18% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#32
of 47 credit unions

How Old West compares to Oregon peers

Net worth ratio
Top 43% of $100M–1B peers
Old West
11.8%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Old West
0.2%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Old West

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Old West over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Old West insured?

Yes. Old West is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Old West: frequently asked questions

Is Old West a good credit union?

Old West earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.23%).

Is Old West NCUA-insured?

Yes. Old West is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Old West?

Old West holds $320 million in total assets, ranking 32nd of 47 credit unions we track in Oregon. It serves 15,720 members.

Does Old West have CFPB complaints?

No CFPB complaints against Old West appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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