Inroads
Inroads is a credit union based in Saint Helens, Oregon, established in 1938, with $335 million in total assets serving 15,962 members. By Trust Grade it ranks 46th of 47 credit unions we track in Oregon. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Oregon median of 12.8%. It posted a loss over the most recent period (-0.60% return on assets), a point to watch. No consumer complaints against Inroads appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Inroads compares to Oregon peers
How we graded Inroads
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Unprofitable over the period (ROA -0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Inroads over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Inroads insured?
Yes. Inroads is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Inroads: frequently asked questions
Is Inroads a good credit union?
Inroads earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Unprofitable over the period (ROA -0.60%).
Is Inroads NCUA-insured?
Yes. Inroads is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Inroads?
Inroads holds $335 million in total assets, ranking 46th of 47 credit unions we track in Oregon. It serves 15,962 members.
Does Inroads have CFPB complaints?
No CFPB complaints against Inroads appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
