Your Choice
Your Choice is a credit union based in Altoona, Pennsylvania, established in 1957, with $14 million in total assets serving 1,398 members. By Trust Grade it ranks 45th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Your Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Your Choice compares to Pennsylvania peers
How we graded Your Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Your Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Your Choice insured?
Yes. Your Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Your Choice: frequently asked questions
Is Your Choice a good credit union?
Your Choice earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.29%).
Is Your Choice NCUA-insured?
Yes. Your Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Your Choice?
Your Choice holds $14 million in total assets, ranking 45th of 271 credit unions we track in Pennsylvania. It serves 1,398 members.
Does Your Choice have CFPB complaints?
No CFPB complaints against Your Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
