Derry Area
Derry Area is a credit union based in Derry, Pennsylvania, established in 1949, with $14 million in total assets serving 1,848 members. By Trust Grade it ranks 200th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 11.3% trails most similarly sized credit unions (26th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Derry Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Derry Area compares to Pennsylvania peers
How we graded Derry Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Derry Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Derry Area insured?
Yes. Derry Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Derry Area: frequently asked questions
Is Derry Area a good credit union?
Derry Area earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.08%).
Is Derry Area NCUA-insured?
Yes. Derry Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Derry Area?
Derry Area holds $14 million in total assets, ranking 200th of 271 credit unions we track in Pennsylvania. It serves 1,848 members.
Does Derry Area have CFPB complaints?
No CFPB complaints against Derry Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
