Service 1st
Service 1st is a credit union based in Danville, Pennsylvania, established in 1975, with $831 million in total assets serving 51,411 members. By Trust Grade it ranks 154th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.8% trails most similarly sized credit unions (44th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Service 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Service 1st compares to Pennsylvania peers
How we graded Service 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Service 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Service 1st insured?
Yes. Service 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Service 1st: frequently asked questions
Is Service 1st a good credit union?
Service 1st earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.87%).
Is Service 1st NCUA-insured?
Yes. Service 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Service 1st?
Service 1st holds $831 million in total assets, ranking 154th of 271 credit unions we track in Pennsylvania. It serves 51,411 members.
Does Service 1st have CFPB complaints?
No CFPB complaints against Service 1st appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
