Ardent
Ardent is a credit union based in Phila, Pennsylvania, established in 1977, with $931 million in total assets serving 34,159 members. By Trust Grade it ranks 240th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.7% trails most similarly sized credit unions (27th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.17% return on assets. No consumer complaints against Ardent appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ardent compares to Pennsylvania peers
How we graded Ardent
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.7% capital ratio)
- Profitable (ROA 0.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ardent over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ardent insured?
Yes. Ardent is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ardent: frequently asked questions
Is Ardent a good credit union?
Ardent earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.17%).
Is Ardent NCUA-insured?
Yes. Ardent is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ardent?
Ardent holds $931 million in total assets, ranking 240th of 271 credit unions we track in Pennsylvania. It serves 34,159 members.
Does Ardent have CFPB complaints?
No CFPB complaints against Ardent appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
