Skip to main content
credit union

Tendto

Erie, PA · Est. 1976
C
Trust Grade
Average
Score: 78/100

Tendto is a credit union based in Erie, Pennsylvania, established in 1976, with $144 million in total assets serving 11,651 members. By Trust Grade it ranks 257th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Tendto appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.7M
$100M–1B institution
Members
11,651
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.2%
Bottom 19% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#257
of 271 credit unions

How Tendto compares to Pennsylvania peers

Net worth ratio
Bottom 5% of $100M–1B peers
Tendto
8.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Tendto
0.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tendto

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tendto over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tendto insured?

Yes. Tendto is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tendto: frequently asked questions

Is Tendto a good credit union?

Tendto earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.25%).

Is Tendto NCUA-insured?

Yes. Tendto is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tendto?

Tendto holds $144 million in total assets, ranking 257th of 271 credit unions we track in Pennsylvania. It serves 11,651 members.

Does Tendto have CFPB complaints?

No CFPB complaints against Tendto appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

1st Ed Credit Union
credit union · Chambersburg, PA · $140M assets
Citymark
credit union · Plains, PA · $148M assets
Grove City Area
credit union · Grove City, PA · $149M assets
Pennsylvania Central
credit union · Harrisburg, PA · $137M assets
Pheple
credit union · Greensburg, PA · $137M assets
The One
credit union · Meadville, PA · $135M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →