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credit union

Firstenergy Choice

Greensburg, PA · Est. 1935
A
Trust Grade
Excellent
Score: 98/100

Firstenergy Choice is a credit union based in Greensburg, Pennsylvania, established in 1935, with $52 million in total assets serving 3,558 members. By Trust Grade it ranks 4th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 20.8% is stronger than 80% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Firstenergy Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.2M
<$100M institution
Members
3,558
Shares & deposits
Net worth ratio
20.8%
Top 20% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.3%
Top 20% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#4
of 271 credit unions

How Firstenergy Choice compares to Pennsylvania peers

Net worth ratio
Top 20% of <$100M peers
Firstenergy Choice
20.8%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
Firstenergy Choice
1.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Firstenergy Choice

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.8% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Firstenergy Choice over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Firstenergy Choice insured?

Yes. Firstenergy Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Firstenergy Choice: frequently asked questions

Is Firstenergy Choice a good credit union?

Firstenergy Choice earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Strongly profitable (ROA 1.30%).

Is Firstenergy Choice NCUA-insured?

Yes. Firstenergy Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Firstenergy Choice?

Firstenergy Choice holds $52 million in total assets, ranking 4th of 271 credit unions we track in Pennsylvania. It serves 3,558 members.

Does Firstenergy Choice have CFPB complaints?

No CFPB complaints against Firstenergy Choice appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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