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credit union

Lancaster Red Rose

Leola, PA · Est. 1948
A
Trust Grade
Excellent
Score: 98/100

Lancaster Red Rose is a credit union based in Leola, Pennsylvania, established in 1948, with $54 million in total assets serving 4,789 members. By Trust Grade it ranks 72nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.6% is stronger than 53% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Lancaster Red Rose appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.2M
<$100M institution
Members
4,789
Shares & deposits
Net worth ratio
14.6%
Top 47% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.7%
Top 12% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#72
of 271 credit unions

How Lancaster Red Rose compares to Pennsylvania peers

Net worth ratio
Top 47% of <$100M peers
Lancaster Red
14.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of <$100M peers
Lancaster Red
1.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Lancaster Red Rose

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lancaster Red Rose over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lancaster Red Rose insured?

Yes. Lancaster Red Rose is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lancaster Red Rose: frequently asked questions

Is Lancaster Red Rose a good credit union?

Lancaster Red Rose earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.67%).

Is Lancaster Red Rose NCUA-insured?

Yes. Lancaster Red Rose is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lancaster Red Rose?

Lancaster Red Rose holds $54 million in total assets, ranking 72nd of 271 credit unions we track in Pennsylvania. It serves 4,789 members.

Does Lancaster Red Rose have CFPB complaints?

No CFPB complaints against Lancaster Red Rose appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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