Skip to main content
credit union

Moonlight

Worthington, PA · Est. 1947
A
Trust Grade
Excellent
Score: 98/100

Moonlight is a credit union based in Worthington, Pennsylvania, established in 1947, with $53 million in total assets serving 3,883 members. By Trust Grade it ranks 71st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 17.7% is stronger than 69% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 2.15% return on assets. No consumer complaints against Moonlight appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.4M
<$100M institution
Members
3,883
Shares & deposits
Net worth ratio
17.7%
Top 31% of <$100M peers · Pennsylvania median 13.2%
Return on assets
2.2%
Top 5% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#71
of 271 credit unions

How Moonlight compares to Pennsylvania peers

Net worth ratio
Top 31% of <$100M peers
Moonlight
17.7%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Moonlight
2.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Moonlight

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.7% capital ratio)
  • Strongly profitable (ROA 2.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Moonlight over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Moonlight insured?

Yes. Moonlight is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Moonlight: frequently asked questions

Is Moonlight a good credit union?

Moonlight earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.7% capital ratio); Strongly profitable (ROA 2.15%).

Is Moonlight NCUA-insured?

Yes. Moonlight is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Moonlight?

Moonlight holds $53 million in total assets, ranking 71st of 271 credit unions we track in Pennsylvania. It serves 3,883 members.

Does Moonlight have CFPB complaints?

No CFPB complaints against Moonlight appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Glatco
credit union · Spring Grove, PA · $54M assets
Lancaster Red Rose
credit union · Leola, PA · $54M assets
Elliott Community
credit union · Jeannette, PA · $54M assets
Firstenergy Choice
credit union · Greensburg, PA · $52M assets
Penn
credit union · Philadelphia, PA · $55M assets
Wyoming Valley Educational Empl
credit union · Wilkes Barre, PA · $55M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →