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credit union

Mt Pleasant Area School Emp

Mount Pleasant, PA · Est. 1965
A
Trust Grade
Excellent
Score: 98/100

Mt Pleasant Area School Emp is a credit union based in Mount Pleasant, Pennsylvania, established in 1965, with $2 million in total assets serving 136 members. By Trust Grade it ranks 57th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 25.0% is stronger than 89% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Mt Pleasant Area School Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3M
<$100M institution
Members
136
Shares & deposits
Net worth ratio
25.0%
Top 11% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.8%
Top 9% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#57
of 271 credit unions

How Mt Pleasant Area School Emp compares to Pennsylvania peers

Net worth ratio
Top 11% of <$100M peers
Mt Pleasant
25.0%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of <$100M peers
Mt Pleasant
1.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mt Pleasant Area School Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (25.0% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mt Pleasant Area School Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mt Pleasant Area School Emp insured?

Yes. Mt Pleasant Area School Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mt Pleasant Area School Emp: frequently asked questions

Is Mt Pleasant Area School Emp a good credit union?

Mt Pleasant Area School Emp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.0% capital ratio); Strongly profitable (ROA 1.78%).

Is Mt Pleasant Area School Emp NCUA-insured?

Yes. Mt Pleasant Area School Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mt Pleasant Area School Emp?

Mt Pleasant Area School Emp holds $2 million in total assets, ranking 57th of 271 credit unions we track in Pennsylvania. It serves 136 members.

Does Mt Pleasant Area School Emp have CFPB complaints?

No CFPB complaints against Mt Pleasant Area School Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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