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credit union

Paper Converters Local 286/1034

Philadelphia, PA · Est. 1979
C
Trust Grade
Average
Score: 77/100

Paper Converters Local 286/1034 is a credit union based in Philadelphia, Pennsylvania, established in 1979, with $2 million in total assets serving 2,081 members. By Trust Grade it ranks 260th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 7.1% trails most similarly sized credit unions (2th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Paper Converters Local 286/1034 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9M
<$100M institution
Members
2,081
Shares & deposits
Net worth ratio
7.1%
Bottom 2% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.6%
Top 48% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#260
of 271 credit unions

How Paper Converters Local 286/1034 compares to Pennsylvania peers

Net worth ratio
Bottom 2% of <$100M peers
Paper Converters
7.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Paper Converters
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Paper Converters Local 286/1034

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (7.1% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Paper Converters Local 286/1034 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Paper Converters Local 286/1034 insured?

Yes. Paper Converters Local 286/1034 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Paper Converters Local 286/1034: frequently asked questions

Is Paper Converters Local 286/1034 a good credit union?

Paper Converters Local 286/1034 earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.64%).

Is Paper Converters Local 286/1034 NCUA-insured?

Yes. Paper Converters Local 286/1034 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Paper Converters Local 286/1034?

Paper Converters Local 286/1034 holds $2 million in total assets, ranking 260th of 271 credit unions we track in Pennsylvania. It serves 2,081 members.

Does Paper Converters Local 286/1034 have CFPB complaints?

No CFPB complaints against Paper Converters Local 286/1034 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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