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credit union

New Cumberland

New Cumberland, PA · Est. 1952
B
Trust Grade
Strong
Score: 86/100

New Cumberland is a credit union based in New Cumberland, Pennsylvania, established in 1952, with $233 million in total assets serving 22,762 members. By Trust Grade it ranks 220th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.1% trails most similarly sized credit unions (17th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against New Cumberland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$232.7M
$100M–1B institution
Members
22,762
Shares & deposits
Net worth ratio
9.1%
Bottom 17% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.9%
Top 37% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#220
of 271 credit unions

How New Cumberland compares to Pennsylvania peers

Net worth ratio
Bottom 17% of $100M–1B peers
New Cumberland
9.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $100M–1B peers
New Cumberland
0.9%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded New Cumberland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.1% capital ratio)
  • Profitable (ROA 0.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for New Cumberland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at New Cumberland insured?

Yes. New Cumberland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

New Cumberland: frequently asked questions

Is New Cumberland a good credit union?

New Cumberland earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Profitable (ROA 0.87%).

Is New Cumberland NCUA-insured?

Yes. New Cumberland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is New Cumberland?

New Cumberland holds $233 million in total assets, ranking 220th of 271 credit unions we track in Pennsylvania. It serves 22,762 members.

Does New Cumberland have CFPB complaints?

No CFPB complaints against New Cumberland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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