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credit union

Tri County Area

Pottstown, PA · Est. 1949
A
Trust Grade
Excellent
Score: 91/100

Tri County Area is a credit union based in Pottstown, Pennsylvania, established in 1949, with $210 million in total assets serving 12,710 members. By Trust Grade it ranks 175th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.6% trails most similarly sized credit unions (41th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Tri County Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.4M
$100M–1B institution
Members
12,710
Shares & deposits
Net worth ratio
10.6%
Bottom 41% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.8%
Top 41% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#175
of 271 credit unions

How Tri County Area compares to Pennsylvania peers

Net worth ratio
Bottom 41% of $100M–1B peers
Tri County
10.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
Tri County
0.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Tri County Area

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tri County Area over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tri County Area insured?

Yes. Tri County Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tri County Area: frequently asked questions

Is Tri County Area a good credit union?

Tri County Area earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.82%).

Is Tri County Area NCUA-insured?

Yes. Tri County Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tri County Area?

Tri County Area holds $210 million in total assets, ranking 175th of 271 credit unions we track in Pennsylvania. It serves 12,710 members.

Does Tri County Area have CFPB complaints?

No CFPB complaints against Tri County Area appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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