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credit union

Cacl

Pottsville, PA · Est. 1953
B
Trust Grade
Strong
Score: 87/100

Cacl is a credit union based in Pottsville, Pennsylvania, established in 1953, with $251 million in total assets serving 17,024 members. By Trust Grade it ranks 212th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 9.5% trails most similarly sized credit unions (23th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Cacl appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$250.8M
$100M–1B institution
Members
17,024
Shares & deposits
Net worth ratio
9.5%
Bottom 23% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 46% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#212
of 271 credit unions

How Cacl compares to Pennsylvania peers

Net worth ratio
Bottom 23% of $100M–1B peers
Cacl
9.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
Cacl
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cacl

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cacl over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cacl insured?

Yes. Cacl is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cacl: frequently asked questions

Is Cacl a good credit union?

Cacl earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.73%).

Is Cacl NCUA-insured?

Yes. Cacl is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cacl?

Cacl holds $251 million in total assets, ranking 212th of 271 credit unions we track in Pennsylvania. It serves 17,024 members.

Does Cacl have CFPB complaints?

No CFPB complaints against Cacl appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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