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credit union

North East Welch

North East, PA · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

North East Welch is a credit union based in North East, Pennsylvania, established in 1953, with $26 million in total assets serving 2,628 members. By Trust Grade it ranks 30th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 16.6% is stronger than 65% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against North East Welch appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.6M
<$100M institution
Members
2,628
Shares & deposits
Net worth ratio
16.6%
Top 35% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.2%
Top 23% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#30
of 271 credit unions

How North East Welch compares to Pennsylvania peers

Net worth ratio
Top 35% of <$100M peers
North East
16.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of <$100M peers
North East
1.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded North East Welch

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for North East Welch over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at North East Welch insured?

Yes. North East Welch is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

North East Welch: frequently asked questions

Is North East Welch a good credit union?

North East Welch earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.22%).

Is North East Welch NCUA-insured?

Yes. North East Welch is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is North East Welch?

North East Welch holds $26 million in total assets, ranking 30th of 271 credit unions we track in Pennsylvania. It serves 2,628 members.

Does North East Welch have CFPB complaints?

No CFPB complaints against North East Welch appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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