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credit union

Western Pa

New Kensington, PA · Est. 1973
A
Trust Grade
Excellent
Score: 91/100

Western Pa is a credit union based in New Kensington, Pennsylvania, established in 1973, with $24 million in total assets serving 1,533 members. By Trust Grade it ranks 181st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Western Pa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.7M
<$100M institution
Members
1,533
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.1%
Bottom 25% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#181
of 271 credit unions

How Western Pa compares to Pennsylvania peers

Net worth ratio
Bottom 43% of <$100M peers
Western Pa
13.3%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
Western Pa
0.1%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Western Pa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Pa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Western Pa insured?

Yes. Western Pa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Pa: frequently asked questions

Is Western Pa a good credit union?

Western Pa earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.08%).

Is Western Pa NCUA-insured?

Yes. Western Pa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Western Pa?

Western Pa holds $24 million in total assets, ranking 181st of 271 credit unions we track in Pennsylvania. It serves 1,533 members.

Does Western Pa have CFPB complaints?

No CFPB complaints against Western Pa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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