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credit union

Penn

Philadelphia, PA · Est. 1970
A
Trust Grade
Excellent
Score: 92/100

Penn is a credit union based in Philadelphia, Pennsylvania, established in 1970, with $55 million in total assets serving 6,604 members. By Trust Grade it ranks 170th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 24.4% is stronger than 88% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Penn appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.6M
<$100M institution
Members
6,604
Shares & deposits
Net worth ratio
24.4%
Top 12% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.3%
Bottom 32% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#170
of 271 credit unions

How Penn compares to Pennsylvania peers

Net worth ratio
Top 12% of <$100M peers
Penn
24.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
Penn
0.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Penn

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (24.4% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Penn over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Penn insured?

Yes. Penn is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Penn: frequently asked questions

Is Penn a good credit union?

Penn earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (24.4% capital ratio); Profitable (ROA 0.25%).

Is Penn NCUA-insured?

Yes. Penn is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Penn?

Penn holds $55 million in total assets, ranking 170th of 271 credit unions we track in Pennsylvania. It serves 6,604 members.

Does Penn have CFPB complaints?

No CFPB complaints against Penn appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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