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credit union

Diamond

Pottstown, PA · Est. 1947
90/ 100
Trust Grade
Excellent
90 out of 100

Diamond is a credit union based in Pottstown, Pennsylvania, established in 1947, with $1.2 billion in total assets serving 70,881 members. By Trust Grade it ranks 193rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (41th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Diamond appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Members
70,881
Shares & deposits
Net worth ratio
10.4%
Bottom 41% of $1B–10B peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 49% of $1B–10B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#193
of 271 credit unions

How Diamond compares to Pennsylvania peers

Net worth ratio
Bottom 41% of $1B–10B peers
Diamond
10.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $1B–10B peers
Diamond
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Diamond

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Diamond over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Diamond insured?

Yes. Diamond is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Diamond: frequently asked questions

Is Diamond a good credit union?

Diamond earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.73%).

Is Diamond NCUA-insured?

Yes. Diamond is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Diamond?

Diamond holds $1.2 billion in total assets, ranking 193rd of 271 credit unions we track in Pennsylvania. It serves 70,881 members.

Does Diamond have CFPB complaints?

No CFPB complaints against Diamond appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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