People First
People First is a credit union based in Allentown, Pennsylvania, established in 1950, with $1.0 billion in total assets serving 74,678 members. By Trust Grade it ranks 261st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 7.5% trails most similarly sized credit unions (1th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against People First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How People First compares to Pennsylvania peers
How we graded People First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.5% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for People First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at People First insured?
Yes. People First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
People First: frequently asked questions
Is People First a good credit union?
People First earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.28%).
Is People First NCUA-insured?
Yes. People First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is People First?
People First holds $1.0 billion in total assets, ranking 261st of 271 credit unions we track in Pennsylvania. It serves 74,678 members.
Does People First have CFPB complaints?
No CFPB complaints against People First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
