Top Tier
Top Tier is a credit union based in Clarion, Pennsylvania, established in 1940, with $268 million in total assets serving 17,598 members. By Trust Grade it ranks 187th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Top Tier appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Top Tier compares to Pennsylvania peers
How we graded Top Tier
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Top Tier over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Top Tier insured?
Yes. Top Tier is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Top Tier: frequently asked questions
Is Top Tier a good credit union?
Top Tier earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.47%).
Is Top Tier NCUA-insured?
Yes. Top Tier is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Top Tier?
Top Tier holds $268 million in total assets, ranking 187th of 271 credit unions we track in Pennsylvania. It serves 17,598 members.
Does Top Tier have CFPB complaints?
No CFPB complaints against Top Tier appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
