Spojnia
Spojnia is a credit union based in Scranton, Pennsylvania, established in 1974, with $15 million in total assets serving 754 members. By Trust Grade it ranks 244th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.81% return on assets), a point to watch. No consumer complaints against Spojnia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spojnia compares to Pennsylvania peers
How we graded Spojnia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Unprofitable over the period (ROA -0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spojnia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Spojnia insured?
Yes. Spojnia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spojnia: frequently asked questions
Is Spojnia a good credit union?
Spojnia earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Unprofitable over the period (ROA -0.81%).
Is Spojnia NCUA-insured?
Yes. Spojnia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Spojnia?
Spojnia holds $15 million in total assets, ranking 244th of 271 credit unions we track in Pennsylvania. It serves 754 members.
Does Spojnia have CFPB complaints?
No CFPB complaints against Spojnia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
