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credit union

Transit Workers

Philadelphia, PA · Est. 1967
D
Trust Grade
Below average
Score: 69/100

Transit Workers is a credit union based in Philadelphia, Pennsylvania, established in 1967, with $15 million in total assets serving 3,600 members. By Trust Grade it ranks 269th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.5% trails most similarly sized credit unions (21th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-1.56% return on assets), a point to watch. No consumer complaints against Transit Workers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.6M
<$100M institution
Members
3,600
Shares & deposits
Net worth ratio
10.5%
Bottom 21% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-1.6%
Bottom 6% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#269
of 271 credit unions

How Transit Workers compares to Pennsylvania peers

Net worth ratio
Bottom 21% of <$100M peers
Transit Workers
10.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
Transit Workers
-1.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Transit Workers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
69/100
Customer experience
n/a
Overall
D · 69
  • Well-capitalized (10.5% capital ratio)
  • Unprofitable over the period (ROA -1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Transit Workers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Transit Workers insured?

Yes. Transit Workers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Transit Workers: frequently asked questions

Is Transit Workers a good credit union?

Transit Workers earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Unprofitable over the period (ROA -1.56%).

Is Transit Workers NCUA-insured?

Yes. Transit Workers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Transit Workers?

Transit Workers holds $15 million in total assets, ranking 269th of 271 credit unions we track in Pennsylvania. It serves 3,600 members.

Does Transit Workers have CFPB complaints?

No CFPB complaints against Transit Workers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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