Central Keystone
Central Keystone is a credit union based in Sunbury, Pennsylvania, established in 1954, with $64 million in total assets serving 3,188 members. By Trust Grade it ranks 34th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 18.5% is stronger than 72% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Central Keystone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Keystone compares to Pennsylvania peers
How we graded Central Keystone
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.5% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Keystone over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Central Keystone insured?
Yes. Central Keystone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Keystone: frequently asked questions
Is Central Keystone a good credit union?
Central Keystone earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.5% capital ratio); Strongly profitable (ROA 1.08%).
Is Central Keystone NCUA-insured?
Yes. Central Keystone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Central Keystone?
Central Keystone holds $64 million in total assets, ranking 34th of 271 credit unions we track in Pennsylvania. It serves 3,188 members.
Does Central Keystone have CFPB complaints?
No CFPB complaints against Central Keystone appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
