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credit union

Penn-Trafford School Emp.

Trafford, PA · Est. 1965
A
Trust Grade
Excellent
Score: 98/100

Penn-Trafford School Emp. is a credit union based in Trafford, Pennsylvania, established in 1965, with $5 million in total assets serving 548 members. By Trust Grade it ranks 56th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 20.4% is stronger than 79% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.72% return on assets. No consumer complaints against Penn-Trafford School Emp. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.4M
<$100M institution
Members
548
Shares & deposits
Net worth ratio
20.4%
Top 21% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.7%
Top 10% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#56
of 271 credit unions

How Penn-Trafford School Emp. compares to Pennsylvania peers

Net worth ratio
Top 21% of <$100M peers
Penn-Trafford School
20.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
Penn-Trafford School
1.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Penn-Trafford School Emp.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.4% capital ratio)
  • Strongly profitable (ROA 1.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Penn-Trafford School Emp. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Penn-Trafford School Emp. insured?

Yes. Penn-Trafford School Emp. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Penn-Trafford School Emp.: frequently asked questions

Is Penn-Trafford School Emp. a good credit union?

Penn-Trafford School Emp. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.4% capital ratio); Strongly profitable (ROA 1.72%).

Is Penn-Trafford School Emp. NCUA-insured?

Yes. Penn-Trafford School Emp. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Penn-Trafford School Emp.?

Penn-Trafford School Emp. holds $5 million in total assets, ranking 56th of 271 credit unions we track in Pennsylvania. It serves 548 members.

Does Penn-Trafford School Emp. have CFPB complaints?

No CFPB complaints against Penn-Trafford School Emp. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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