Montoursville Area
Montoursville Area is a credit union based in Montoursville, Pennsylvania, established in 1967, with $6 million in total assets serving 680 members. By Trust Grade it ranks 58th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Montoursville Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Montoursville Area compares to Pennsylvania peers
How we graded Montoursville Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Montoursville Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Montoursville Area insured?
Yes. Montoursville Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Montoursville Area: frequently asked questions
Is Montoursville Area a good credit union?
Montoursville Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.10%).
Is Montoursville Area NCUA-insured?
Yes. Montoursville Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Montoursville Area?
Montoursville Area holds $6 million in total assets, ranking 58th of 271 credit unions we track in Pennsylvania. It serves 680 members.
Does Montoursville Area have CFPB complaints?
No CFPB complaints against Montoursville Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
