credit union

U.A.L.U. 354

Youngwood, PA · Est. 1978
A
Trust Grade
Excellent
Score: 94/100

U.A.L.U. 354 is a credit union based in Youngwood, Pennsylvania, established in 1978, with $7 million in total assets serving 1,565 members. By Trust Grade it ranks 136th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 11.6% trails most similarly sized credit unions (30th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against U.A.L.U. 354 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.7M
<$100M institution
Members
1,565
Shares & deposits
—
Net worth ratio
11.6%
Bottom 30% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 47% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#136
of 271 credit unions

How U.A.L.U. 354 compares to Pennsylvania peers

Net worth ratio
Bottom 30% of <$100M peers
U.A.L.U. 354
11.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
U.A.L.U. 354
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded U.A.L.U. 354

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U.A.L.U. 354 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U.A.L.U. 354 insured?

Yes. U.A.L.U. 354 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U.A.L.U. 354: frequently asked questions

Is U.A.L.U. 354 a good credit union?

U.A.L.U. 354 earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.67%).

Is U.A.L.U. 354 NCUA-insured?

Yes. U.A.L.U. 354 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U.A.L.U. 354?

U.A.L.U. 354 holds $7 million in total assets, ranking 136th of 271 credit unions we track in Pennsylvania. It serves 1,565 members.

Does U.A.L.U. 354 have CFPB complaints?

No CFPB complaints against U.A.L.U. 354 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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