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credit union

Johnstown School Employees

Johnstown, PA · Est. 1939
95/ 100
Trust Grade
Excellent
95 out of 100

Johnstown School Employees is a credit union based in Johnstown, Pennsylvania, established in 1939, with $6 million in total assets serving 520 members. By Trust Grade it ranks 110th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 25.2% is stronger than 90% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Johnstown School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.4M
<$100M institution
Members
520
Shares & deposits
Net worth ratio
25.2%
Top 10% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.6%
Top 50% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#110
of 271 credit unions

How Johnstown School Employees compares to Pennsylvania peers

Net worth ratio
Top 10% of <$100M peers
Johnstown School
25.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Johnstown School
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Johnstown School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (25.2% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Johnstown School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Johnstown School Employees insured?

Yes. Johnstown School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Johnstown School Employees: frequently asked questions

Is Johnstown School Employees a good credit union?

Johnstown School Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (25.2% capital ratio); Profitable (ROA 0.59%).

Is Johnstown School Employees NCUA-insured?

Yes. Johnstown School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Johnstown School Employees?

Johnstown School Employees holds $6 million in total assets, ranking 110th of 271 credit unions we track in Pennsylvania. It serves 520 members.

Does Johnstown School Employees have CFPB complaints?

No CFPB complaints against Johnstown School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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