Vapr
Vapr is a credit union based in San Juan, Puerto Rico, established in 1950, with $311 million in total assets serving 20,707 members. By Trust Grade it ranks 2nd of 4 credit unions we track in Puerto Rico. Its net worth ratio of 10.9% trails most similarly sized credit unions (45th percentile), versus a Puerto Rico median of 12.3%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Vapr appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vapr compares to Puerto Rico peers
How we graded Vapr
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vapr over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vapr insured?
Yes. Vapr is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vapr: frequently asked questions
Is Vapr a good credit union?
Vapr earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Strongly profitable (ROA 1.14%).
Is Vapr NCUA-insured?
Yes. Vapr is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vapr?
Vapr holds $311 million in total assets, ranking 2nd of 4 credit unions we track in Puerto Rico. It serves 20,707 members.
Does Vapr have CFPB complaints?
No CFPB complaints against Vapr appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
