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credit union

Intrepid

Helena, MT · Est. 1936
A
Trust Grade
Excellent
Score: 91/100

Intrepid is a credit union based in Helena, Montana, established in 1936, with $310 million in total assets serving 18,704 members. By Trust Grade it ranks 29th of 41 credit unions we track in Montana. Its net worth ratio of 10.9% trails most similarly sized credit unions (44th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Intrepid appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$310.5M
$100M–1B institution
Members
18,704
Shares & deposits
Net worth ratio
10.9%
Bottom 44% of $100M–1B peers · Montana median 11.9%
Return on assets
0.6%
Bottom 48% of $100M–1B peers · Montana median 0.78%
Rank in Montana
#29
of 41 credit unions

How Intrepid compares to Montana peers

Net worth ratio
Bottom 44% of $100M–1B peers
Intrepid
10.9%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Intrepid
0.6%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Intrepid

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Intrepid over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Intrepid insured?

Yes. Intrepid is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Intrepid: frequently asked questions

Is Intrepid a good credit union?

Intrepid earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.65%).

Is Intrepid NCUA-insured?

Yes. Intrepid is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Intrepid?

Intrepid holds $310 million in total assets, ranking 29th of 41 credit unions we track in Montana. It serves 18,704 members.

Does Intrepid have CFPB complaints?

No CFPB complaints against Intrepid appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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