Coastal1
Coastal1 is a credit union based in Pawtucket, Rhode Island, established in 1926, with $3.5 billion in total assets serving 146,898 members. By Trust Grade it ranks 9th of 14 credit unions we track in Rhode Island. Its net worth ratio of 10.6% trails most similarly sized credit unions (46th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Coastal1 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coastal1 compares to Rhode Island peers
How we graded Coastal1
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Coastal1 over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Coastal1 insured?
Yes. Coastal1 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coastal1: frequently asked questions
Is Coastal1 a good credit union?
Coastal1 earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.48%).
Is Coastal1 NCUA-insured?
Yes. Coastal1 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Coastal1?
Coastal1 holds $3.5 billion in total assets, ranking 9th of 14 credit unions we track in Rhode Island. It serves 146,898 members.
Does Coastal1 have CFPB complaints?
No CFPB complaints against Coastal1 appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
