Skip to main content
credit union

Dacotah

Rapid City, SD · Est. 1950
B
Trust Grade
Strong
Score: 87/100

Dacotah is a credit union based in Rapid City, South Dakota, established in 1950, with $11 million in total assets serving 828 members. By Trust Grade it ranks 21st of 33 credit unions we track in South Dakota. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Dacotah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.1M
<$100M institution
Members
828
Shares & deposits
Net worth ratio
10.2%
Bottom 19% of <$100M peers · South Dakota median 10.5%
Return on assets
0.5%
Bottom 45% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#21
of 33 credit unions

How Dacotah compares to South Dakota peers

Net worth ratio
Bottom 19% of <$100M peers
Dacotah
10.2%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Dacotah
0.5%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Dacotah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dacotah over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dacotah insured?

Yes. Dacotah is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dacotah: frequently asked questions

Is Dacotah a good credit union?

Dacotah earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.50%).

Is Dacotah NCUA-insured?

Yes. Dacotah is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dacotah?

Dacotah holds $11 million in total assets, ranking 21st of 33 credit unions we track in South Dakota. It serves 828 members.

Does Dacotah have CFPB complaints?

No CFPB complaints against Dacotah appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Minuteman
credit union · Rapid City, SD · $16M assets
Palace City
credit union · Mitchell, SD · $16M assets
Dakota Rail Line
credit union · Huron, SD · $5M assets
Sisseton-Wahpeton
credit union · Agency Village, SD · $5M assets
Hb Telco
credit union · Huron, SD · $5M assets
Huron Area Education
credit union · Huron, SD · $18M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →