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credit union

Dacotah

Rapid City, SD · Est. 1950
87/ 100
Trust Grade
Strong
87 out of 100

Dacotah is a credit union based in Rapid City, South Dakota, established in 1950, with $11 million in total assets serving 828 members. By Trust Grade it ranks 21st of 33 credit unions we track in South Dakota. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Dacotah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.1M
<$100M institution
Members
828
Shares & deposits
Net worth ratio
10.2%
Bottom 19% of <$100M peers · South Dakota median 10.5%
Return on assets
0.5%
Bottom 45% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#21
of 33 credit unions

How Dacotah compares to South Dakota peers

Net worth ratio
Bottom 19% of <$100M peers
Dacotah
10.2%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Dacotah
0.5%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Dacotah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
87/100
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Dacotah over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dacotah insured?

Yes. Dacotah is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dacotah: frequently asked questions

Is Dacotah a good credit union?

Dacotah earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.50%).

Is Dacotah NCUA-insured?

Yes. Dacotah is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dacotah?

Dacotah holds $11 million in total assets, ranking 21st of 33 credit unions we track in South Dakota. It serves 828 members.

Does Dacotah have CFPB complaints?

No CFPB complaints against Dacotah appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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