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credit union

Huron Area Education

Huron, SD · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Huron Area Education is a credit union based in Huron, South Dakota, established in 1952, with $18 million in total assets serving 854 members. By Trust Grade it ranks 5th of 33 credit unions we track in South Dakota. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Huron Area Education appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$18.5M
<$100M institution
Members
854
Shares & deposits
Net worth ratio
12.3%
Bottom 35% of <$100M peers · South Dakota median 10.5%
Return on assets
1.1%
Top 26% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#5
of 33 credit unions

How Huron Area Education compares to South Dakota peers

Net worth ratio
Bottom 35% of <$100M peers
Huron Area
12.3%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Huron Area
1.1%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Huron Area Education

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.3% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Huron Area Education over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Huron Area Education insured?

Yes. Huron Area Education is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Huron Area Education: frequently asked questions

Is Huron Area Education a good credit union?

Huron Area Education earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.14%).

Is Huron Area Education NCUA-insured?

Yes. Huron Area Education is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Huron Area Education?

Huron Area Education holds $18 million in total assets, ranking 5th of 33 credit unions we track in South Dakota. It serves 854 members.

Does Huron Area Education have CFPB complaints?

No CFPB complaints against Huron Area Education appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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