Hiwassee River
Hiwassee River is a credit union based in Charleston, Tennessee, established in 1969, with $28 million in total assets serving 1,954 members. By Trust Grade it ranks 83rd of 126 credit unions we track in Tennessee. Its net worth ratio of 10.7% trails most similarly sized credit unions (23th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.53% return on assets. No consumer complaints against Hiwassee River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hiwassee River compares to Tennessee peers
How we graded Hiwassee River
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hiwassee River over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hiwassee River insured?
Yes. Hiwassee River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hiwassee River: frequently asked questions
Is Hiwassee River a good credit union?
Hiwassee River earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.53%).
Is Hiwassee River NCUA-insured?
Yes. Hiwassee River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hiwassee River?
Hiwassee River holds $28 million in total assets, ranking 83rd of 126 credit unions we track in Tennessee. It serves 1,954 members.
Does Hiwassee River have CFPB complaints?
No CFPB complaints against Hiwassee River appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
