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credit union

Healthcare Services

Chattanooga, TN · Est. 1952
A
Trust Grade
Excellent
Score: 95/100

Healthcare Services is a credit union based in Chattanooga, Tennessee, established in 1952, with $25 million in total assets serving 3,124 members. By Trust Grade it ranks 57th of 126 credit unions we track in Tennessee. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Healthcare Services appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$25.1M
<$100M institution
Members
3,124
Shares & deposits
Net worth ratio
15.5%
Top 41% of <$100M peers · Tennessee median 13.9%
Return on assets
0.6%
Bottom 48% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#57
of 126 credit unions

How Healthcare Services compares to Tennessee peers

Net worth ratio
Top 41% of <$100M peers
Healthcare Services
15.5%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Healthcare Services
0.6%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Healthcare Services

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Healthcare Services over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Healthcare Services insured?

Yes. Healthcare Services is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Healthcare Services: frequently asked questions

Is Healthcare Services a good credit union?

Healthcare Services earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.58%).

Is Healthcare Services NCUA-insured?

Yes. Healthcare Services is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Healthcare Services?

Healthcare Services holds $25 million in total assets, ranking 57th of 126 credit unions we track in Tennessee. It serves 3,124 members.

Does Healthcare Services have CFPB complaints?

No CFPB complaints against Healthcare Services appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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