Bcbst Employees
Bcbst Employees is a credit union based in Chattanooga, Tennessee, established in 1971, with $10 million in total assets serving 1,558 members. By Trust Grade it ranks 53rd of 126 credit unions we track in Tennessee. Its net worth ratio of 21.5% is stronger than 82% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Bcbst Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bcbst Employees compares to Tennessee peers
How we graded Bcbst Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.5% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bcbst Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bcbst Employees insured?
Yes. Bcbst Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bcbst Employees: frequently asked questions
Is Bcbst Employees a good credit union?
Bcbst Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (21.5% capital ratio); Profitable (ROA 0.58%).
Is Bcbst Employees NCUA-insured?
Yes. Bcbst Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bcbst Employees?
Bcbst Employees holds $10 million in total assets, ranking 53rd of 126 credit unions we track in Tennessee. It serves 1,558 members.
Does Bcbst Employees have CFPB complaints?
No CFPB complaints against Bcbst Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
