Gallatin Steam Plant
Gallatin Steam Plant is a credit union based in Gallatin, Tennessee, established in 1956, with $8 million in total assets serving 635 members. By Trust Grade it ranks 23rd of 126 credit unions we track in Tennessee. Its net worth ratio of 17.6% is stronger than 69% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Gallatin Steam Plant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gallatin Steam Plant compares to Tennessee peers
How we graded Gallatin Steam Plant
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.6% capital ratio)
- Strongly profitable (ROA 1.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gallatin Steam Plant over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gallatin Steam Plant insured?
Yes. Gallatin Steam Plant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gallatin Steam Plant: frequently asked questions
Is Gallatin Steam Plant a good credit union?
Gallatin Steam Plant earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Strongly profitable (ROA 1.42%).
Is Gallatin Steam Plant NCUA-insured?
Yes. Gallatin Steam Plant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gallatin Steam Plant?
Gallatin Steam Plant holds $8 million in total assets, ranking 23rd of 126 credit unions we track in Tennessee. It serves 635 members.
Does Gallatin Steam Plant have CFPB complaints?
No CFPB complaints against Gallatin Steam Plant appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
