Pathway
Pathway is a credit union based in Cleveland, Tennessee, established in 1967, with $7 million in total assets serving 999 members. By Trust Grade it ranks 125th of 126 credit unions we track in Tennessee. Its net worth ratio of 7.0% trails most similarly sized credit unions (2th percentile), versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.63% return on assets), a point to watch. No consumer complaints against Pathway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pathway compares to Tennessee peers
How we graded Pathway
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (7.0%)
- Unprofitable over the period (ROA -0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pathway over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pathway insured?
Yes. Pathway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pathway: frequently asked questions
Is Pathway a good credit union?
Pathway earns a Bankzia Trust Grade of D (66/100, "Below average"), based on a financial-strength score of 66/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (7.0%); Unprofitable over the period (ROA -0.63%).
Is Pathway NCUA-insured?
Yes. Pathway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pathway?
Pathway holds $7 million in total assets, ranking 125th of 126 credit unions we track in Tennessee. It serves 999 members.
Does Pathway have CFPB complaints?
No CFPB complaints against Pathway appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
