Trust
Trust is a credit union based in Chattanooga, Tennessee, established in 1934, with $140 million in total assets serving 7,617 members. By Trust Grade it ranks 68th of 126 credit unions we track in Tennessee. Its net worth ratio of 11.7% is stronger than 56% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Trust compares to Tennessee peers
How we graded Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Trust insured?
Yes. Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Trust: frequently asked questions
Is Trust a good credit union?
Trust earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.39%).
Is Trust NCUA-insured?
Yes. Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Trust?
Trust holds $140 million in total assets, ranking 68th of 126 credit unions we track in Tennessee. It serves 7,617 members.
Does Trust have CFPB complaints?
No CFPB complaints against Trust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
