Scenic Community
Scenic Community is a credit union based in Hixson, Tennessee, established in 1954, with $161 million in total assets serving 14,213 members. By Trust Grade it ranks 111th of 126 credit unions we track in Tennessee. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.45% return on assets), a point to watch. No consumer complaints against Scenic Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Scenic Community compares to Tennessee peers
How we graded Scenic Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Unprofitable over the period (ROA -0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Scenic Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Scenic Community insured?
Yes. Scenic Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Scenic Community: frequently asked questions
Is Scenic Community a good credit union?
Scenic Community earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Unprofitable over the period (ROA -0.45%).
Is Scenic Community NCUA-insured?
Yes. Scenic Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Scenic Community?
Scenic Community holds $161 million in total assets, ranking 111th of 126 credit unions we track in Tennessee. It serves 14,213 members.
Does Scenic Community have CFPB complaints?
No CFPB complaints against Scenic Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
