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credit union

Wcg Employees

Martin, TN · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Wcg Employees is a credit union based in Martin, Tennessee, established in 1962, with $1 million in total assets serving 238 members. By Trust Grade it ranks 40th of 126 credit unions we track in Tennessee. Its net worth ratio of 21.5% is stronger than 82% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Wcg Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0M
<$100M institution
Members
238
Shares & deposits
Net worth ratio
21.5%
Top 18% of <$100M peers · Tennessee median 13.9%
Return on assets
1.0%
Top 30% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#40
of 126 credit unions

How Wcg Employees compares to Tennessee peers

Net worth ratio
Top 18% of <$100M peers
Wcg Employees
21.5%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Wcg Employees
1.0%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Wcg Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (21.5% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wcg Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wcg Employees insured?

Yes. Wcg Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wcg Employees: frequently asked questions

Is Wcg Employees a good credit union?

Wcg Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (21.5% capital ratio); Strongly profitable (ROA 1.03%).

Is Wcg Employees NCUA-insured?

Yes. Wcg Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wcg Employees?

Wcg Employees holds $1 million in total assets, ranking 40th of 126 credit unions we track in Tennessee. It serves 238 members.

Does Wcg Employees have CFPB complaints?

No CFPB complaints against Wcg Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Greeneville Works Empls. Sav. Assn.
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Bulab Employees
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Metropolitan Teachers
credit union · Nashville, TN · $3M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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