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credit union

Ups Employees

Memphis, TN · Est. 1980
A
Trust Grade
Excellent
Score: 98/100

Ups Employees is a credit union based in Memphis, Tennessee, established in 1980, with $44 million in total assets serving 6,151 members. By Trust Grade it ranks 26th of 126 credit unions we track in Tennessee. Its net worth ratio of 24.0% is stronger than 88% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 2.58% return on assets. No consumer complaints against Ups Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.7M
<$100M institution
Members
6,151
Shares & deposits
Net worth ratio
24.0%
Top 12% of <$100M peers · Tennessee median 13.9%
Return on assets
2.6%
Top 3% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#26
of 126 credit unions

How Ups Employees compares to Tennessee peers

Net worth ratio
Top 12% of <$100M peers
Ups Employees
24.0%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Ups Employees
2.6%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Ups Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.0% capital ratio)
  • Strongly profitable (ROA 2.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ups Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ups Employees insured?

Yes. Ups Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ups Employees: frequently asked questions

Is Ups Employees a good credit union?

Ups Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.0% capital ratio); Strongly profitable (ROA 2.58%).

Is Ups Employees NCUA-insured?

Yes. Ups Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ups Employees?

Ups Employees holds $44 million in total assets, ranking 26th of 126 credit unions we track in Tennessee. It serves 6,151 members.

Does Ups Employees have CFPB complaints?

No CFPB complaints against Ups Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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