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credit union

Collegedale

Collegedale, TN · Est. 1952
B
Trust Grade
Strong
Score: 86/100

Collegedale is a credit union based in Collegedale, Tennessee, established in 1952, with $45 million in total assets serving 4,417 members. By Trust Grade it ranks 94th of 126 credit unions we track in Tennessee. Its net worth ratio of 9.5% trails most similarly sized credit unions (13th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Collegedale appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.7M
<$100M institution
Members
4,417
Shares & deposits
Net worth ratio
9.5%
Bottom 13% of <$100M peers · Tennessee median 13.9%
Return on assets
0.7%
Top 45% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#94
of 126 credit unions

How Collegedale compares to Tennessee peers

Net worth ratio
Bottom 13% of <$100M peers
Collegedale
9.5%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Collegedale
0.7%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Collegedale

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Collegedale over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Collegedale insured?

Yes. Collegedale is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Collegedale: frequently asked questions

Is Collegedale a good credit union?

Collegedale earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.71%).

Is Collegedale NCUA-insured?

Yes. Collegedale is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Collegedale?

Collegedale holds $45 million in total assets, ranking 94th of 126 credit unions we track in Tennessee. It serves 4,417 members.

Does Collegedale have CFPB complaints?

No CFPB complaints against Collegedale appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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