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credit union

Intercorp

Amarillo, TX · Est. 1941
A
Trust Grade
Excellent
Score: 94/100

Intercorp is a credit union based in Amarillo, Texas, established in 1941, with $4 million in total assets serving 609 members. By Trust Grade it ranks 156th of 379 credit unions we track in Texas. Its net worth ratio of 18.4% is stronger than 72% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Intercorp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.2M
<$100M institution
Members
609
Shares & deposits
Net worth ratio
18.4%
Top 28% of <$100M peers · Texas median 13.5%
Return on assets
0.5%
Bottom 47% of <$100M peers · Texas median 0.58%
Rank in Texas
#156
of 379 credit unions

How Intercorp compares to Texas peers

Net worth ratio
Top 28% of <$100M peers
Intercorp
18.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of <$100M peers
Intercorp
0.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Intercorp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (18.4% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Intercorp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Intercorp insured?

Yes. Intercorp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Intercorp: frequently asked questions

Is Intercorp a good credit union?

Intercorp earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Profitable (ROA 0.54%).

Is Intercorp NCUA-insured?

Yes. Intercorp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Intercorp?

Intercorp holds $4 million in total assets, ranking 156th of 379 credit unions we track in Texas. It serves 609 members.

Does Intercorp have CFPB complaints?

No CFPB complaints against Intercorp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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