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credit union

Highway District 9

Waco, TX · Est. 1953
A
Trust Grade
Excellent
Score: 97/100

Highway District 9 is a credit union based in Waco, Texas, established in 1953, with $4 million in total assets serving 712 members. By Trust Grade it ranks 104th of 379 credit unions we track in Texas. Its net worth ratio of 26.1% is stronger than 91% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Highway District 9 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.2M
<$100M institution
Members
712
Shares & deposits
Net worth ratio
26.1%
Top 9% of <$100M peers · Texas median 13.5%
Return on assets
1.0%
Top 33% of <$100M peers · Texas median 0.58%
Rank in Texas
#104
of 379 credit unions

How Highway District 9 compares to Texas peers

Net worth ratio
Top 9% of <$100M peers
Highway District
26.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Highway District
1.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Highway District 9

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (26.1% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Highway District 9 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Highway District 9 insured?

Yes. Highway District 9 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Highway District 9: frequently asked questions

Is Highway District 9 a good credit union?

Highway District 9 earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (26.1% capital ratio); Profitable (ROA 0.96%).

Is Highway District 9 NCUA-insured?

Yes. Highway District 9 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Highway District 9?

Highway District 9 holds $4 million in total assets, ranking 104th of 379 credit unions we track in Texas. It serves 712 members.

Does Highway District 9 have CFPB complaints?

No CFPB complaints against Highway District 9 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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