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Texas Plains

Amarillo, TX · Est. 1940
A
Trust Grade
Excellent
Score: 93/100

Texas Plains is a credit union based in Amarillo, Texas, established in 1940, with $73 million in total assets serving 9,943 members. By Trust Grade it ranks 161st of 379 credit unions we track in Texas. Its net worth ratio of 13.6% trails most similarly sized credit unions (45th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Texas Plains appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.2M
<$100M institution
Members
9,943
Shares & deposits
Net worth ratio
13.6%
Bottom 45% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 37% of <$100M peers · Texas median 0.58%
Rank in Texas
#161
of 379 credit unions

How Texas Plains compares to Texas peers

Net worth ratio
Bottom 45% of <$100M peers
Texas Plains
13.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of <$100M peers
Texas Plains
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texas Plains

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Plains over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texas Plains insured?

Yes. Texas Plains is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Plains: frequently asked questions

Is Texas Plains a good credit union?

Texas Plains earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.33%).

Is Texas Plains NCUA-insured?

Yes. Texas Plains is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texas Plains?

Texas Plains holds $73 million in total assets, ranking 161st of 379 credit unions we track in Texas. It serves 9,943 members.

Does Texas Plains have CFPB complaints?

No CFPB complaints against Texas Plains appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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