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credit union

Scott And White Employees

Temple, TX · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Scott And White Employees is a credit union based in Temple, Texas, established in 1962, with $73 million in total assets serving 4,688 members. By Trust Grade it ranks 75th of 379 credit unions we track in Texas. Its net worth ratio of 18.9% is stronger than 74% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.22% return on assets. No consumer complaints against Scott And White Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.2M
<$100M institution
Members
4,688
Shares & deposits
Net worth ratio
18.9%
Top 26% of <$100M peers · Texas median 13.5%
Return on assets
2.2%
Top 4% of <$100M peers · Texas median 0.58%
Rank in Texas
#75
of 379 credit unions

How Scott And White Employees compares to Texas peers

Net worth ratio
Top 26% of <$100M peers
Scott And
18.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of <$100M peers
Scott And
2.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Scott And White Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.9% capital ratio)
  • Strongly profitable (ROA 2.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Scott And White Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Scott And White Employees insured?

Yes. Scott And White Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Scott And White Employees: frequently asked questions

Is Scott And White Employees a good credit union?

Scott And White Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 2.22%).

Is Scott And White Employees NCUA-insured?

Yes. Scott And White Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Scott And White Employees?

Scott And White Employees holds $73 million in total assets, ranking 75th of 379 credit unions we track in Texas. It serves 4,688 members.

Does Scott And White Employees have CFPB complaints?

No CFPB complaints against Scott And White Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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