West Texas
West Texas is a credit union based in Odessa, Texas, established in 1953, with $70 million in total assets serving 5,135 members. By Trust Grade it ranks 319th of 379 credit unions we track in Texas. Its net worth ratio of 9.3% trails most similarly sized credit unions (12th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against West Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Texas compares to Texas peers
How we graded West Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at West Texas insured?
Yes. West Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Texas: frequently asked questions
Is West Texas a good credit union?
West Texas earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.10%).
Is West Texas NCUA-insured?
Yes. West Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is West Texas?
West Texas holds $70 million in total assets, ranking 319th of 379 credit unions we track in Texas. It serves 5,135 members.
Does West Texas have CFPB complaints?
No CFPB complaints against West Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
